Description: Versatile yearly calendar for business or academic/fiscal use. Heavy-laminated write-on/wipe-off surface easily erases with a damp cloth for quickly changing plans. Reversible design with one side arranged in business quarters and the other in academic/fiscal quarters, both in vertical format. Attractive four-color printing; holidays printed in red to stand out. Includes one black, water-soluble marker and hanging tabs. Calendar is printed on 100% recycled paper.